Monday, April 14, 2014

Your Taxes are Due tomorrow

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Monday, April 14, 2014 


I am hoping that the following terrific and timely article (less than 48 hours to pay your taxes!) will help you think through how handling your money is an important spiritual exercise.   God bless, Jeff  

“Feeling anxious about your tax liability and government’s ever-increasing share of your income?  The Bible has many references to taxes that will sound strangely relevant at this time of year . . . . beginning with the story of David and Goliath,” observed Crown CEO Chuck Bentley in an op-ed piece titled “Even Jesus Had a Tax Man” at USA Today in advance of the April 15th IRS deadline for federal taxes.

“Many remember a teenage boy offended by insults thrown by a giant foe against his nation and God himself, who volunteers to go into battle with a slingshot. But did you know that a tax incentive was part of his prize? Visiting the battlefield, David learns: “The king will give great wealth to the man who kills (Goliath) . . . . and will exempt his family from taxes in Israel.” That’s a prize many in the military would enjoy. 

Throughout the scripture, tax discussions mark many passages, as ancient men and women also worried about how they would pay. Bentley observed that while Jesus himself noted that while sometimes the authority to tax can be abused, paying taxes is part of life.

For people of faith, a healthy respect for reasonable taxes is part of faith-based culture. Writing in Romans 13, the Apostle Paul urged respect for government, because of the vital role leaders play in society, an admonition that goes beyond mere money.

“Such a standard requires civil interaction and mutual respect, important reminders for today’s toxic political culture,” noted Bentley. “And every IRS agent can take comfort in the fact that Jesus himself had a taxman (Matthew) as a disciple.”

Still, the growth in tax rates is cause for concern. While a 10% tithe to the church has been the standard for personal giving, today’s current tax bite can be about 50%, when taking into account Federal, social security, state, local property, corporate, excise, and other state and local taxes. Remember, Pharaoh only took 20% of the grain in Egypt as a form of taxation during their good years.

“It’s worth debating whether the state should take such a large bite out of families’ resources,” observed Bentley.

And for those fortunate enough to get a tax refund, Bentley says put the money to good use following these 7 tips making the most of your opportunity:

  1. Be charitable: Remember those in need. Yes, you’re getting ready with a tax deduction for next year, but people today could use your help.        
  2. Give yourself some credit. Pay down debt and raise your credit rating!
  3. Build an emergency savings fund. Get ready for your next car emergency, health scare or home repair by preparing now.
  4. Go 50-50. If you can’t bring yourself to save it all, put half away and feel less guilty enjoying the rest. 
  5. Consider the kids. If you haven’t started a fund for their college education, today is a good day.
  6. Think Retirement. The average return of $3,183 is more than half the maximum yearly contribution of a Roth IRA ($6,000 if age 50 and over.)
  7. Treat yourself:  Do something fun . . . . with a clear conscience because you know that whatever good choice you made for your future, you made a good plan for your entertainment today.

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Crown, a non-profit, empowers people with biblical financial understanding that changes lives, businesses and the world. Theirs is a strong, international grassroots organization with offices in the U.S. and overseas. It is well known for its cutting edge materials first developed by its founder, the late Larry Burkett.   For more information contact Crown Associate, Ed Samuel at  esamuel@samnovainc.com  or call him on his cell at 484-340-0211 For further information, go to www.crown.org.

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